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Une OPAH a pour objectif de réhabiliter le patrimoine bâti et d'améliorer le confort des logements par le biais de subventions, ainsi que de requalifier dans son ensemble un quartier, une ville, ou un secteur rural. Elles tendent à améliorer l'offre de logements, en particulier locatif et ainsi à maintenir ou à développer les services de voisinage dans le respect du PLH. L'OPAH répond avant tout à un projet local, porté par la collectivité territoriale concernée, que l'État soutient au titre des enjeux de solidarité nationale et de lutte contre l'exclusion par le logement, dont il est porteur. Il existe principalement quatre types d'OPAH :
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- Renouvellement urbain =&gt; Ambition  :  Traiter les « zones urbaines et sociales les plus difficiles en créant des dispositifs faisant appel à des interventions foncières ou immobilières et à des outils coercitifs de droit public (traitement de l'insalubrité, démolitions)
- Revitalisation rurale =&gt; Concerne : les zones rurales en cours de «dévitalisation». Il s'agit des espaces ruraux qui se caractérisent par des déséquilibres démographiques, de revenus, et des conditions de vie difficiles.
- Copropriété =&gt; Offre : un cadre de prévention et de traitement des copropriétés fragiles nécessitant l'appui de la puissance publique pour la réalisation des travaux indispensables à la conservation des bâtiments.
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